Frugal Friday – Do you budget?!

benjamin franklin quote | bring joyHi Loves!  So the word budget is hit and miss.  Some people love the idea, while the word makes others cringe.  Plus – creating and following a budget can seem like a very complicated and daunting task.  But really… its only as difficult as you make it.

Maybe I’m biased since I work in accounting as a profession, but its not really that difficult.  It does however take a bit of time. Continue reading